When you apply for life insurance with us, depending on your answers to the questions, we might give you the option of applying for a quote for near death insurance too. You'll see the button 'Add Near Death' on your deal/quote page.

You’ll need to answer some extra questions but if we can, we’ll offer you a Life + Near Death policy as well as give you the option of your original quote just for Life.

If you opt to take out this plan with us and you get a really nasty illness, we'll pay out 50% of your cover amount and then the other 50% if you die after that.

If you die and you haven’t already claimed for a really nasty illness - if the claim is accepted, we will pay the whole of your cover amount.

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