So you have a plan with us - great choice!

We're pretty keen to pay your nearest and dearest when you leave this moral coil however we have some exceptions...

  • You’re still alive (even if you try to fake your own death).

  • You deliberately lie or withhold information from us at any time

  • Your death is caused by suicide (this includes all deaths caused by intentional self-inflicted injury however, could be lifted after 12 months depending on the individual)

  • You die whilst on active military duty (including reserve/voluntary services)

  • You die doing something on the DeadHappy list of extremely dangerous things (see here)

If you still have some questions email us at [email protected] 

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