Putting a policy in trust can be a really beneficial thing, particularly if you're pretty minted and the tax man is keen on taking a fair chunk of that when you die.

Unfortunately, the process for that is still a bit difficult, and requires physical forms to be filled out, with actual signatures and witnesses.

We're really keen to try and change this to make it much easier, but it's going to take a bit of time. For now, I'm afraid we can only point you in the direction of your local shyster (lawyer) for advice on this one.